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NEWS & EVENTS
Fla. license renewal deadline: 12 days and counting
About 1 in 4 members must renew their license by Sept. 30. Need CE credit or first-cycle associate/broker credits? Florida Realtors offers them online. Find out more.
Mortgage rates rise again - 30-year at 4.65%
Long-term U.S. mortgage rates are up for the fourth consecutive week, and the key 30-year FRM hit its highest level since May.
Study: Waiting 1 year costs buyers $168 per month
The 20-city study by realtor.com found that higher home prices and interest rates led to the difference – but the home prices had a bigger impact.
It's no illusion: American garages are getting bigger
The consumer shift to pickups and large SUVs has created a niche business in garage remodeling as people try to make room for them plus some storage on the side.
Preparing to Sell
Selling your home, does not mean hiring a realtor to put a sign in front of your home. There are a lot of preparations you should make to ensure you get the best offer possible in the shortest time.
Repair..... Just because you have gotten use to the cracks in the walls and the rattles in the radiators doesn’t mean a buyer will too. If you have hardwood floors that need refinishing, be sure to get it done—hardwood is a huge selling point. Buyers like to snoop around, be sure to fix any sticky doors or drawers. Finally, don’t forget to address any issues with the exterior—fences, shingles, sidewalks, etc. After all, without curb appeal, some buyers may never get to see the inside.
Neutralize. You want buyers to see themselves in your home. If your living room has lime green shag, carpet, wood-paneled walls, and all your collectibles and personal photographs, this will make it much harder for them to visualize. Try replacing any bold color choices on your floors and walls with something more neutral—beige, tan, grey, and white. Repainting and reflooring will make everything look fresh and new, and help prospective buyers imagine all the possibilities.
Stage.... Once your house is clean and updated, it’s time to dress it up. Home stagers can add small details and décor touches this could bring out the possibilities in various spaces in your home. Lamps, mirrors, throw rugs and pillows, flowers, decorative soaps and towels, patio furniture. Home staging can be particularly useful if your home is old or if the exterior looks dated. Think of it as a little mascara and rouge—if it’s done right, you notice the beauty, not the makeup!!
5 Tips for Buying a Home
Looking to buy a home? Here are five essential tips for making the process as smooth as possible.
Get your finances in order.
Start by getting details of your credit, know your #'s. Obtain copies of your credit report. Make sure the facts are correct, and fix any problems you find. Next, find a suitable lender and get pre-approved for a loan. This will put you in a better position to make a serious offer when you do find the right house.
Find a house you can afford.
As with engagement rings, there’s a general rule of thumb when it comes to buying a home: two-and-a-half times your annual salary. There are also a number of tools and calculators online that can help you understand how your income, debt, and expenses affect what you can afford. Don’t forget, too, that there are lots of considerations beyond the sticker price, including property taxes, energy costs, etc.
Hire a professional.
While the Internet gives buyers unprecedented access to home listings and resources, many aspects of the buying process require a level of expertise that you can’t pick up from surfing the web. That’s why you’re better using a professional agent than going it alone. If possible, recruit an exclusive buyer agent, who will have your interests at heart and can help you with strategies during the bidding process.
Do your homework.
Before making a bid, do some research to determine the state of the market at large. Is it more favorable for sellers or buyers? Next, look at sales trends of similar homes in the area or neighborhood. Look at prices for the last few months. Come up with an asking price that’s competitive, but also realistic. Otherwise, you may end up offending your seller.
Think long term.
Obviously, you shouldn’t buy unless you’re sure you’ll be staying in the home for a few years. Beyond that, you should buy in a neighborhood with good schools. Whether you have children or not, this will have an impact on your new home’s resale value down the line. When it comes to the house itself, you should hire your own home inspector, who can point out potential problems that could require costly repairs in the future.